The credit rationing of Chinese rural households and its welfare loss: An investigation based on panel data

被引：38
|
作者：
Li, Rui [1 ,2 ]
Li, Qinghai [1 ]
Huang, Shaoan [2 ]
Zhu, Xi [3 ]
机构：
[1] Beihang Univ, Sch Econ & Management, Beijing 100191, Peoples R China
[2] Shandong Univ, Ctr Econ Res, Jinan 250100, Shandong, Peoples R China
[3] Shanghai Jiao Tong Univ, Antai Coll Econ & Management, Shanghai 200052, Peoples R China
来源：
CHINA ECONOMIC REVIEW | 2013年 / 26卷
基金：
中国国家自然科学基金;
关键词：
Credit rationing; Welfare loss; Panel data; Bivariate probit model; FARM INVESTMENT; DETERMINANTS; CONSTRAINTS; MARKETS; ACCESS;
D O I：
10.1016/j.chieco.2013.03.004
中图分类号：
F [经济];
学科分类号：
02 ;
摘要：
We examined the impact of credit rationing on the net income and consumption of Chinese rural households by studying survey panel data from 1000 Chinese rural households from 2003 to 2009. Our results revealed that 61.5% of Chinese rural households were rationed in the credit market; 52.0% were completely rationed and 9.5% were partially rationed. Furthermore, this credit rationing caused a 15.7% loss in net income and an 18.2% loss in consumption expenditure for these rural households in China. (c) 2013 Elsevier Inc. All rights reserved.
引用
收藏
页码：17 / 27
页数：11
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