The insurer's duty of disclosure under Cambodian insurance law: A comparative perspective

The aim of this paper is to explore the current state of insurance law in Cambodia, the legal framework of the insurer's duty of good faith (duty to inform), and the regulation enacted in the Cambodian Insurance Law in recent years. The amendment made to Cambodian insurance law in 2014 took a worthy step forward by regulating an insurer's duty to inform. However, some rules were still left unaddressed, such as the scope of the insurer's duty, which is too broad and as of yet, there is no legal remedy for the insured when duty is breached by the insurer. In the face of these incomplete regulations, this article offers a comprehensive comparison of different legal approaches prescribed by several countries with more advanced insurance laws. Adopting similar approaches will be a key step toward a more functional insurance law in Cambodia's future.