Competitive long-term health insurance

被引：2
|
作者：
Wiseman, Thomas [1 ]
机构：
[1] Univ Texas Austin, Dept Econ, Austin, TX 78712 USA
来源：
JOURNAL OF HEALTH ECONOMICS | 2018年 / 58卷
关键词：
Insurance; Reclassification risk; One-sided commitment; ADVERSE SELECTION; DYNAMIC INEFFICIENCIES; CARE INSURANCE; CONTRACTS; MARKETS; INFORMATION;
D O I：
10.1016/j.jhealeco.2018.02.006
中图分类号：
F [经济];
学科分类号：
02 ;
摘要：
I study the interplay among competition, contractual commitment, income risk, and saving and borrowing in insuring consumers against both short-term healthcare expenses and longer-term changes in health status. Examining different combinations of firms' ability to commit to long-term contracts, consumers' access to credit markets, and the availability of termination fees helps to highlight sources of inefficiency. (C) 2018 Elsevier B.V. All rights reserved.
引用
收藏
页码：144 / 150
页数：7
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