Detailed View of a Payout Product of the Old-Age Pension Saving Scheme in Slovakia

被引：0

作者：

Spirkova, Jana ^{[1
]}

Szucs, Gabor ^{[2
]}

Kollar, Igor ^{[1
]}

机构：

[1] Matej Bel Univ, Fac Econ, Dept Quantitat Methods & Informat Syst, Tajovskeho 10, Banska Bystrica 97590, Slovakia

[2] Comenius Univ, Fac Math Phys & Informat, Dept Appl Math & Stat, Bratislava 84248, Slovakia

来源：

EKONOMICKY CASOPIS | 2019年 / 67卷 / 07期

关键词：

retirement age; old-age pension product; yield curve; annuity; risk loading;

D O I：

暂无

中图分类号：

F [经济];

学科分类号：

02 ;

摘要：

This paper discusses a selected product of the payout phase of the old-age pension saving scheme in Slovakia which is stated by Act 43/2004 Coll. on the Old-Age Pension Saving Scheme, in Article 46. It models and analyses the amount of pension annuities in the designed product according to mortality rates, euro area yield curves, specific composition of the insurance strain, expenses and other requirements of the authorities of the European Union and Act 39/2015 Coll. Additionally, the paper provides answers to current questions about the payout phase of pension savings. It points to all aspects relating to the determination of the amount of future pensions.

引用

页码：761 / 777

页数：17

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