How does digital transformation impact bank performance?

被引：5

作者：

Nguyen-Thi-Huong, Lan ^{[1
]}

Nguyen-Viet, Hung ^{[1
]}

Nguyen-Phuong, Anh ^{[2
]}

Nguyen, Duy Van ^{[3
,4
]}

机构：

[1] Vietnam Natl Univ, VNU Univ Econ & Business, Fac Polit Econ, Hanoi, Vietnam

[2] Banking Acad Vietnam, Fac Accounting & Auditing, Hanoi, Vietnam

[3] Phenikaa Univ, Fac Econ & Business, Hanoi, Vietnam

[4] Phenikaa Univ, Fac Econ & Business, Hanoi 12116, Vietnam

来源：

COGENT ECONOMICS & FINANCE | 2023年 / 11卷 / 01期

关键词：

Digital transformation; bank performance; text analysis; performance; ORIENTATIONS; SECTOR;

D O I：

10.1080/23322039.2023.2217582

中图分类号：

F [经济];

学科分类号：

02 ;

摘要：

Digital transformation is a keyword that has not only been mentioned in recent years but is also strongly applied by companies. However, the benefits of digital transformation for companies are still an issue that needs to be researched. Therefore, this study is conducted to determine the dynamics of digital transformation on banking business results. The research was conducted with joint stock commercial banks in Vietnam listed on the stock exchange. Based on text analysis on annual reports to measure banks' digital transformation level from 2015 to 2021. Research results have shown that digital transformation has a negative impact on bank's performance (through the return on assets and return on equity). Furthermore, the study also found that there was a paradoxical situation where COVID-19 increased the profits of banks. This result provides exciting discussions related to digital transformation and bank performance.

引用

页数：10

共 50 条

[31] How does digital transformation affect sustainable innovation performance? The pivotal roles of digital technology-business alignment and environmental uncertainty
Lin, Jiabao
Mao, Minyi
[J]. SUSTAINABLE DEVELOPMENT, 2024, 32 (04) : 3163 - 3181
[32] How does digital collaboration impact supply chain resilience
Jia, Lei
Li, Jing
[J]. FINANCE RESEARCH LETTERS, 2024, 66
[33] How does digital finance impact the leverage of Chinese households?
Wang, Zerong
Zhang, Donghao
Wang, Jiancheng
[J]. APPLIED ECONOMICS LETTERS, 2022, 29 (06) : 555 - 558
[34] Organizational Routines and Digital Transformation: An Analysis of How Organizational Routines Impact Digital Transformation Transition in a Saudi University
Almatrodi, Ibrahim
Skoumpopoulou, Dimitra
[J]. SYSTEMS, 2023, 11 (05):
[35] How Does Post-quantum Cryptography Affect Central Bank Digital Currency?
Hupel, Lars
Rafiee, Makan
[J]. UBIQUITOUS SECURITY, UBISEC 2023, 2024, 2034 : 45 - 62
[36] How does the fintech sector react to signals from central bank digital currencies?
Li, Zhenghui
Yang, Cunyi
Huang, Zhehao
[J]. FINANCE RESEARCH LETTERS, 2022, 50
[37] Protagonists in digital transformation: The impact of chief digital officers on firms' financial performance
Wei, Yongjun
Zhu, Minghao
Lam, Hugo K. S.
Liu, Feng
Yeung, Andy C. L.
Cheng, T. C. E.
Zhou, Honggeng
[J]. JOURNAL OF INDUSTRIAL INFORMATION INTEGRATION, 2024, 41
[38] How Does Digital Transformation Impact Green Supply Chain Development? An Empirical Analysis Based on the TOE Theoretical Framework
Li, Weimin
Xiao, Xiaoyu
Yang, Xinyue
Li, Li
[J]. SYSTEMS, 2023, 11 (08):
[39] Does Digital Transformation Moderate the Effect of Intellectual Capital on Firm Performance?
Vo, Duc Hong
Tran, Ngoc Phu
[J]. JOURNAL OF THE KNOWLEDGE ECONOMY, 2024,
[40] How Does Transparency Affect Bank Risk and Performance? Evidence from Turkey
Sahan, Meryem
Eksi, Ibrahim Halil
Hacievliyagil, Nuri
[J]. PROBLEMY ZARZADZANIA-MANAGEMENT ISSUES, 2022, 20 (03): : 148 - 168

← 1 2 3 4 5 →