A Mechanistic Study of the Impact of Digital Payments on Rural Household Development Resilience

被引:1
|
作者
Wu, Bingbin [1 ]
Wang, Linping [1 ]
Yao, Lin [2 ]
机构
[1] Fujian Agr & Forestry Univ, Coll Econ & Management FAFU, Fuzhou 350002, Peoples R China
[2] Fujian Agr & Forestry Univ, Sch Marxism, Fuzhou 350002, Peoples R China
关键词
digital payment; rural household development resilience; sustainable development; MOBILE MONEY; COSTS;
D O I
10.3390/su151411203
中图分类号
X [环境科学、安全科学];
学科分类号
08 ; 0830 ;
摘要
China has made advancements in the achievement of the poverty relief goal set by the 2030 Agenda for Sustainable Development of the United Nations. However, the rapidly changing socioeconomic environment and the increasingly growing complication of poverty in rural households make it necessary to enhance rural household development resilience to ensure poverty alleviation. With the rapid development of Internet technology, this paper assesses whether digital payments influence rural household development resilience. Based on it, this study takes rural China as its research area, selects samples of farmers' household registration as its research object, uses the data recorded by China Household Finance Survey (CHFS) in 2015, 2017, and 2019, and constructs the index of "rural household development resilience" based on the family wellbeing model to empirically test the impact of rural households using mobile payments on development resilience. By considering the nonlinear dynamics of event development, this paper addresses the short-term effects of the previous exclusive examination of digital payments, providing a theoretical basis for future research on the relationship between digital payments and development resilience. The results show the following: (1) digital payments can significantly enhance rural household development resilience; (2) relaxing liquidity constraints and promoting farmer-oriented market participation are the primary mechanisms by which digital payments affect rural household development resilience, but digital payments do not have an impact on rural household development resilience by releasing credit constraints; and (3) the heterogeneity regression analysis showed that the promotion effect of digital payments on rural household development resilience is the strongest in the Western areas, at medium level in the Central areas, and the weakest in the Eastern areas. Thus, the influence of digital payments is not significant to rural household development resilience. Based on the conclusions mentioned above, this article proposes countermeasures and suggestions.
引用
收藏
页数:20
相关论文
共 50 条
  • [41] ANALYSIS OF THE IMPACT OF DIGITAL TECHNOLOGIES ON THE LEVEL OF DIGITAL SKILLS DEVELOPMENT IN RURAL AREAS OF AZERBAIJAN
    Khan-Khoyskaya, Inga
    [J]. SCIENTIFIC PAPERS-SERIES MANAGEMENT ECONOMIC ENGINEERING IN AGRICULTURE AND RURAL DEVELOPMENT, 2024, 24 (01) : 521 - 530
  • [42] Mitigating Financial Investment Polarization: The Role of Digital Payments in Enhancing Household Participation
    Hsueh, Shao-Chieh
    Zhang, Shuoxun
    Hou, Liming
    [J]. EMERGING MARKETS FINANCE AND TRADE, 2024,
  • [43] The Effect of Big Data-Based Digital Payments on Household Healthcare Expenditure
    Li, Chengming
    Li, Daming
    He, Si
    Sun, Shiqi
    Tian, Yuan
    Wang, Zeyu
    [J]. FRONTIERS IN PUBLIC HEALTH, 2022, 10
  • [44] Digital transformation, financial literacy and rural household entrepreneurship
    Li, Jingwen
    Wang, Haoliang
    Soh, WeiNi
    [J]. FINANCE RESEARCH LETTERS, 2024, 62
  • [45] . The Agri-environment Payments in the Rural Development, Latvia
    Pilvere, Irina
    Zaharova, Zanete
    [J]. BUSINESS AND ECONOMICS RESEARCH (ICBER 2011), 2011, 16 : 63 - +
  • [46] Sustainable tourism development: A study on community resilience for rural tourism in Malaysia
    Amir, Ahmad Fitri
    Abd Ghapar, Ammar
    Jamal, Salamiah A.
    Ahmad, Khairun Najiah
    [J]. ASIA PACIFIC INTERNATIONAL CONFERENCE ON ENVIRONMENT-BEHAVIOUR STUDIES (AICE-BS 2014BERLIN), 2015, 168 : 116 - 122
  • [47] The Impact of Education on Household Income in Rural Vietnam
    Hung Van Vu
    [J]. INTERNATIONAL JOURNAL OF FINANCIAL STUDIES, 2020, 8 (01):
  • [48] Assessment of bioenergy development potential and its environmental impact for rural household energy consumption: A case study in Shandong, China
    Jiang, Zhixiang
    Dai, Yanhui
    Luo, Xianxiang
    Liu, Guocheng
    Wang, Hefang
    Zheng, Hao
    Wang, Zhenyu
    [J]. RENEWABLE & SUSTAINABLE ENERGY REVIEWS, 2017, 67 : 1153 - 1161
  • [49] Natural Disasters, Household Welfare, and Resilience: Evidence from Rural Vietnam
    Arouri, Mohamed
    Cuong Nguyen
    Ben Youssef, Adel
    [J]. WORLD DEVELOPMENT, 2015, 70 : 59 - 77
  • [50] THE ROMANIAN RURAL HOUSEHOLD FROM SUSTAINABLE RURAL DEVELOPMENT PERSPECTIVE
    Chitea, Lorena
    Dona, Ion
    [J]. SCIENTIFIC PAPERS-SERIES MANAGEMENT ECONOMIC ENGINEERING IN AGRICULTURE AND RURAL DEVELOPMENT, 2018, 18 (01) : 115 - 121