Effects of Mobile Money Education on Mobile Money Usage: Evidence from Ghana

被引：4

作者：

Apiors, Emmanuel Kwablah ^{[1
]}

Suzuki, Aya ^{[1
]}

机构：

[1] Univ Tokyo, Dept Int Studies, Kashiwa, Chiba 2770882, Japan

来源：

EUROPEAN JOURNAL OF DEVELOPMENT RESEARCH | 2023年 / 35卷 / 03期

关键词：

Mobile money education; Technology adoption; Financial literacy; Financial inclusion; Payments; Ghana; Africa; FINANCIAL EDUCATION; LITERACY;

D O I：

10.1057/s41287-022-00529-x

中图分类号：

F0 [经济学]; F1 [世界各国经济概况、经济史、经济地理]; C [社会科学总论];

学科分类号：

0201 ; 020105 ; 03 ; 0303 ;

摘要：

This study conducts a randomised control trial to offer a technical workshop and examine whether providing information about the full range of services on the mobile money platform would increase mobile money usage, by taking a case of the Ashanti Region, Ghana. We find a significant positive impact of mobile money education on the recent usage of mobile money for transactions. However, no significant evidence of the workshop was found on new mobile money account ownership, or on the share of transactions transmitted through mobile money. Furthermore, weak and volatile outcomes were observed as impacts on remittances after the interventions. We discuss potential reasons behind the weak effects found.

引用

页码：715 / 742

页数：28

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