Limits to capital: Assessing the role of race on the Paycheck Protection Program for African American farmers in America

被引：4

作者：

Sant'Anna, Ana Claudia ^{[1
]}

Kim, Kevin N. ^{[2
,4
]}

Demko, Iryna ^{[3
]}

机构：

[1] West Virginia Univ, Div Resource Econ & Management, Morgantown, WV USA

[2] Mississippi State Univ, Dept Agr Econ, Starkville, MS USA

[3] Progress Insurance, Mayfield Village, OH USA

[4] Mississippi State Univ, Dept Agr Econ, 314 Lloyd Ricks Watson Bldg ,Box 5187, Mississippi State, MS 39762 USA

来源：

APPLIED ECONOMIC PERSPECTIVES AND POLICY | 2024年 / 46卷 / 01期

基金：

美国食品与农业研究所;

关键词：

access to credit; African American farmers; Paycheck Protection Program; DECISIONS;

D O I：

10.1002/aepp.13338

中图分类号：

F3 [农业经济];

学科分类号：

0202 ; 020205 ; 1203 ;

摘要：

We examine Paycheck Protection Program (PPP) lending among African American and white farmers. Using data from the U.S. Small Business Administration we run fixed effect estimations with a Mills inverse ratio. Our findings suggest discrimination due to limited capital access. We find statistically significant differences between approved loan amounts among African American farmers due to income level and location of their farms. These had minimal effects on white farmers. Our results call for policymakers to carefully monitor the PPP distribution in areas more vulnerable to financial difficulties. We provide policy recommendations.

引用

页码：217 / 233

页数：17

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