How Female Undergraduate Students' Holistic Experiences Predict Their Payment Methods

Female undergraduate students have drastically increased in higher education over the last three decades. The increase in the number of students has come during unprecedented cost increases associated with attending a four-year higher education institution. The increases can be related to tuition but are also associated with mandatory fees (fees all students must pay regardless of status). These fees are associated with programs and services that enhance the collegiate experience (academic tutoring, health services, and Game Day activities). Conversely, little is known concerning how holistic experiences (prior experiences) can shape payment methods. Through a quantitative survey analysis that collected female participants' self-reported data on payment methods across four states, we employed a regression analysis to predict their payment methods. Our findings suggest the (a) demographic characteristics, (b) university knowledge, (c) knowledge and attitudes toward mandatory fees, and (d) several academic capital subsets that shape women's payment methods.