[1] Business School, Guilin University of Electronic Technology, Guilin,Guangxi, China
[2] School of Finance, Yunnan University of Finance and Economics, Kunming,Yunnan, China
[3] Faculty of Economics and Administrative Sciences, Department of Banking and Finance, Near East University, North Cyprus, Turkey
[4] Faculty of Business Administration, University of Mediterranean Karpasia, North Cyprus, Turkey
[5] School of Economics, Qingdao University, Shandong, China