China's personal credit reporting system in the internet finance era: challenges and opportunities

被引：15
|
作者：
Huang, Zhuo [1 ,2 ]
Lei, Yang [2 ]
Shen, Shihan [2 ]
机构：
[1] Peking Univ, Inst Internet Finance, Beijing, Peoples R China
[2] Peking Univ, Natl Sch Dev, Beijing, Peoples R China
来源：
CHINA ECONOMIC JOURNAL | 2016年 / 9卷 / 03期
关键词：
Credit reporting; internet finance; information asymmetry; big data;
D O I：
10.1080/17538963.2016.1209868
中图分类号：
F [经济];
学科分类号：
02 ;
摘要：
The credit reporting system plays an important role in a credit economy, alleviating information asymmetry and reducing transaction costs. This article reviews the historical developments and describes the current structure of China's government-oriented personal credit reporting system. The article summarizes the rapid development of Internet finance since 2013, and analyzes the challenges and opportunities for the next generation of China's personal credit reporting system.
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页码：288 / 303
页数：16
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