The determinants of financial inclusion in Africa

被引：273
|
作者：
Zins, Alexandra [1 ]
Weill, Laurent [2 ]
机构：
[1] Univ Strasbourg, Strasbourg, France
[2] Univ Strasbourg, EM Strasbourg Business Sch, Strasbourg, France
来源：
REVIEW OF DEVELOPMENT FINANCE | 2016年 / 6卷 / 01期
关键词：
Financial inclusion; Financial institutions; Africa;
D O I：
10.1016/j.rdf.2016.05.001
中图分类号：
F8 [财政、金融];
学科分类号：
0202 ;
摘要：
The objective of this paper is to examine the determinants of financial inclusion in Africa. We use the World Bank's Global Findex database on 37 African countries to perform probit estimations. We find that being a man, richer, more educated and older favor financial inclusion with a higher influence of education and income. Mobile banking is driven by the same determinants than traditional banking. We observe that the determinants of informal finance differ from those of formal finance. Our work therefore contains findings to design policies to foster financial inclusion in African countries. (C) 2016 Africagrowth Institute. Production and hosting by Elsevier B.V. All rights reserved.
引用
收藏
页码：46 / 57
页数：12
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