Effects of marital status on household commercial health insurance participation behavior

被引：7
|
作者：
Xiao, Wei [1 ]
机构：
[1] Huaqiao Univ, Sch Econ & Finance, Quanzhou 362021, Fujian, Peoples R China
来源：
JOURNAL OF INTERDISCIPLINARY MATHEMATICS | 2018年 / 21卷 / 02期
关键词：
Marital status; Commercial health insurance; Household finance;
D O I：
10.1080/09720502.2017.1420569
中图分类号：
O1 [数学];
学科分类号：
0701 ; 070101 ;
摘要：
By mining China Household Financial Survey database (CHFS), the article uses Probit model and Tobit model to make an empirical test. The conclusion is summarized as follows. Firstly, marriage has a positive ettect on participation in commercial health insurance, in other words, married residents are more inclined to invest m commercial health insurance. Secondly, households with higher levels of education increase the participation rate of commercial health insurance. Family size has a significantly positive impact on commercial health insurance participation rate. Thirdly, males participate more in commercial health insurance than females, winch is independent of marital status. Fourth, in different age groups, marital status has a significant impact on commercial health insurance; married residents are more involved in commercial health insurance at all educational levels.
引用
收藏
页码：397 / 407
页数：11
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