PROBLEMS AND PERSPECTIVES OF AGRICULTURAL INSURANCE IN RUSSIA

The article deals with problems of insuring agricultural crops by the example of the Republic of Bashkortostan. In the process of analyzing peculiarities of this type of insurance and comparing it with some other types of obligatory and voluntary insurance the authors put forward orientations of taking necessary decisions. The authors give grounds to the fact that in conditions of administrative and local reforms funds appropriated by the federal and republican budget become an object of partition among interested commercial structures due to lack of control over their use. It often occurs that some officials get involved in this process, so the objects these funds are purposed for are not achieved. Having studied peculiarities of using the form of societies of mutual insurance with the purpose of applying it in agricultural insurance, including those societies existing in pre-revolutional Russia and abroad, the authors come to a conclusion that this form of insurance may become efficient in the rural area in the presence of interested initiators.