Household Borrowing in Vietnam: A Comparative Study of Default Risks of Formal, Informal and Semi-formal Credit

被引：5
|
作者：
Thi Thu Tra Pham [1 ,2 ]
Lensink, Robert [1 ,2 ]
机构：
[1] Univ Groningen, Fac Econ & Business, Dept Finance, POB 800, NL-9700 AV Groningen, Netherlands
[2] Univ Groningen, Fac Econ & Business, CIBIF, NL-9700 AV Groningen, Netherlands
来源：
JOURNAL OF EMERGING MARKET FINANCE | 2008年 / 7卷 / 03期
关键词：
Default risk; household; credit; financial sector; Vietnam;
D O I：
10.1177/097265270800700302
中图分类号：
F8 [财政、金融];
学科分类号：
0202 ;
摘要：
By using data from the Vietnam household survey, this article estimates determinants of the probability of default for households borrowing from formal informal and semi-formal credit sectors in Vietnam. A special feature of the article is that it investigates which type of lender is faced with the riskiest borrowers. The estimates suggest that borrowers from informal lenders are more risky than borrowers from formal and semi-formal lenders.
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页码：237 / 261
页数：25
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