BANKING AUTOMATION AND PRODUCTIVITY CHANGE - THE BRAZILIAN EXPERIENCE

被引:4
|
作者
FRISCHTAK, C
机构
[1] The World Bank, Rio de Janeiro
关键词
D O I
10.1016/0305-750X(92)90090-I
中图分类号
F0 [经济学]; F1 [世界各国经济概况、经济史、经济地理]; C [社会科学总论];
学科分类号
0201 ; 020105 ; 03 ; 0303 ;
摘要
The extent of banking automation in Brazil. especially the integration of branch-level transactions into on-line systems, is possibly unparalleled in developing economies. High inflation, the geographic spread of bank branChes, and the large financial resources of banks stimulated intensive development of information technology (IT) in the banking sector. Banks, moreover, took an active role in the development of the computer hardware and software sectors in Brazil. Measures of information technology diffusion for Brazilian banks are developed and correlated with productivity measures; results suggest that IT did enhance productivity. Also, the use of IT by the Central Bank dampened financial instability.
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页码:1769 / 1784
页数:16
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