THE INFLUENCE OF HEALTH CARE SUPPLY AND PREMIUM LEVELS ON DEMAND FOR COMPLEMENTARY HEALTH INSURANCE

被引：0
|
作者：
Legal, Renaud [1 ]
机构：
[1] CNAMTS, DSES, DVS, 50 Ave Prof Andre Lemierre, F-75986 Paris 20, France
来源：
REVUE ECONOMIQUE | 2009年 / 60卷 / 02期
关键词：
D O I：
10.3917/reco.602.0441
中图分类号：
F [经济];
学科分类号：
02 ;
摘要：
Complementary health insurance plays an increasing role in the French health care system. In this context, identifying individual preferences regarding complementary coverage is crucial to insurance companies as well as public authorities. This paper uses data provided by a major health insurance company and makes use of exogenous premium variations between regions to estimate the premium-related sensitivity of demand and its links with a set of health care supply features. Our results show that the insured's budget constraint appears to be crucial in his coverage decision process. Therefore, any sudden premium increase may increase the uninsured population or reduce remaining coverage levels.
引用
收藏
页码：441 / 453
页数：13
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