[1] Cyprus International University,Department of Economics, Faculty of Economics and Administrative Science
[2] Istanbul Gelisim University,Faculty of Economics Administrative and Social Sciences
[3] Lebanese American University,Adnan Kassar School of Business, Department of Economics
[4] ILMA University,Department of Business Administration, Faculty of Management Sciences
[5] Cyprus International University,Department of Accounting and Finance, Faculty of Economics and Administrative Sciences
[6] Dar Al Uloom University,Finance and Banking Department, College of Business
[7] Ural Federal University Named After the First President of Russia Boris Yeltsin,Department of Nuclear and Renewable Energy
[8] İstanbul Ticaret University,Economic and Finance Application and Research Center