Barriers in Adopting M-banking System in Universities-A Case Study of Public Universities of Jamshoro, Pakistan

Educational sector is an important sector which plays a significant role in the development of human capital and ultimately in the economic development of the country. Three public universities "are working in the proximity of Jamshoro, Pakistan more than 50 years. Where university administrations are highly committed to provide the quality education simultaneously they are responsible to hardly consider the services that they provide to students, like the fee-paying system in university. The primary objective of this research work is, to utilize the maximum benefit of technology and solve the issues of students towards traditional fee-paying system by adopting the mobile banking system in university. The research methodology is quantitative approach and data collecting tool is closed ended questionnaire. In order to analyze satisfaction level, so run the Chi square, for identification of issues in fee payment measuring frequencies and correlate issues with students' satisfaction so applying partial correlation. In order to analyze the administrative authorities' perceptions towards ICT to innovate traditional system, applying bivariant correlation, finally measuring frequency for barriers in adoption m-payment system.