Income trajectories in later life: Longitudinal evidence from the Health and Retirement Study

被引：5

作者：

Mitchell, Olivia S. ^{[1
]}

Clark, Robert L. ^{[2
,3
]}

Lusardi, Annamaria ^{[4
]}

机构：

[1] Univ Penn, Wharton Sch, Insurance Risk Management & Business Econ Policy, 3620 Locust Walk,Steinberg Hall Dietrich Hall, Philadelphia, PA 19104 USA

[2] North Carolina State Univ, Econ, Poole Coll Management, Raleigh, NC 27695 USA

[3] North Carolina State Univ, Management Innovat & Entrepreneurship, Poole Coll Management, Raleigh, NC 27695 USA

[4] George Washington Univ, Sch Business, Econ & Accountancy, Duques Hall,Suite 450E,2201 G St NW, Washington, DC 20052 USA

来源：

JOURNAL OF THE ECONOMICS OF AGEING | 2022年 / 22卷

关键词：

Financial literacy; Financial resilience; Aging; Vulnerable groups; FINANCIAL FRAGILITY; PANEL;

D O I：

10.1016/j.jeoa.2022.100371

中图分类号：

C921 [人口统计学];

学科分类号：

摘要：

We track low-income respondents in the longitudinal Health and Retirement Study for 23 years, to observe how their financial situations unfolded as they aged. We document that (a) real incomes remained relatively stable as individuals entered retirement and progressed through their later years; and (b) labor force participation declined and thus earnings became less important with age, while Social Security and retirement savings rose as a proportion of annual income. Low-income people near retirement also tended to fare poorly during retirement.

引用

页数：17

共 50 条

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