[1] Univ Malaysia Sabah, Fac Psychol & Educ, Kota Kinabalu 88400, Sabah, Malaysia
[2] Univ Kebangsaan Malaysia, Fac Social Sci & Humanities, Ctr Res Psychol & Human Well Being, Bangi 43600, Malaysia
[3] Univ Kebangsaan Malaysia, Fac Econ & Management, Ctr Global Business & Digital Econ, Bangi 43600, Malaysia
[4] Univ Malaysia Sabah, Labuan Fac Int Finance, Labuan Int Campus,Jalan Sungai Pagar, Kota Kinabalu 87000, Malaysia