Aiming at the problem that the abnormal values of the measurement noise appear when GPS signals become weak or disappear in the urban environment, which reduces the positioning accuracy of the INS/GPS tight coupled navigation system, an improved adaptive filtering algorithm based on the adjustable Student-t distribution is proposed. This method uses Student-t distribution to model the measurement noise, the Mahalanobis distance of innovation vector to adjust filter's adaptation, and the variational Bayesian method to better track changes in measurement noises. Experimental results show that the method can achieve a more robust estimation result and a better positioning effect in an urban environment.