Concern with Immediate Consequences Magnifies the Impact of Compulsive Buying Tendencies on College Students' Credit Card Debt

被引：87

作者：

Joireman, Jeff ^{[1
]}

Kees, Jeremy ^{[2
]}

Sprott, David ^{[1
]}

机构：

[1] Washington State Univ, Coll Business, Pullman, WA 99164 USA

[2] Villanova Univ, Villanova Sch Business, Villanova, PA 19085 USA

来源：

JOURNAL OF CONSUMER AFFAIRS | 2010年 / 44卷 / 01期

关键词：

FUTURE CONSEQUENCES; INDIVIDUAL-DIFFERENCES; KNOWLEDGE; ORIENTATION; CONCEPTUALIZATION; ASSOCIATION; MATERIALISM; BEHAVIOR; SCALE; TIME;

D O I：

10.1111/j.1745-6606.2010.01161.x

中图分类号：

F [经济];

学科分类号：

02 ;

摘要：

This research examines whether temporal orientation moderates the impact of compulsive buying tendencies (CBT) on credit card debt. Participants completed the consideration of future consequences scale, a compulsive buying scale, and reported their credit card debt. Results revealed that CBT mediated the relationship between concern with immediate consequences and credit card debt, and high concern with immediate consequences magnified the impact of CBT on credit card debt. This suggests that compulsive buyers who focus on maximizing immediate consequences are at a much higher risk of building up significant amounts of credit card debt.

引用

页码：155 / 178

页数：24

共 16 条

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