IT adoption and bank performance during the Covid-19 pandemic

被引：30
|
作者：
Dadoukis, Aristeidis [1 ]
Fiaschetti, Maurizio [1 ]
Fusi, Giulia [1 ]
机构：
[1] Univ Nottingham, Nottingham Univ Business Sch, Global Ctr Banking & Financial Innovat, Nottingham NG8 1BB, England
来源：
ECONOMICS LETTERS | 2021年 / 204卷
关键词：
Covid-19; Banking; IT adoption; Technology; Bank performance; INFORMATION-TECHNOLOGY; RISK;
D O I：
10.1016/j.econlet.2021.109904
中图分类号：
F [经济];
学科分类号：
02 ;
摘要：
This paper examines the impact of pre-2020 information technology (IT) adoption on bank performance during the initial stages of the Covid-19 pandemic. We show that high IT adopters performed better in terms of market returns, Tobin's q and lending. Our findings also suggest that higher pre-crisis IT investments are associated with more loans issued under the US Paycheck Protection Program, and lower rates of loan modifications due to Covid-19. This study corroborates other recent findings that technology adoption fosters banks' resilience during crises, ultimately enhancing financial stability. (C) 2021 Elsevier B.V. All rights reserved.
引用
收藏
页数：4
相关论文
共 50 条
  • [1] Adoption of video consultations during the COVID-19 pandemic
    Pereira, Filipe Viana
    Tavares, Jorge
    Oliveira, Tiago
    [J]. INTERNET INTERVENTIONS-THE APPLICATION OF INFORMATION TECHNOLOGY IN MENTAL AND BEHAVIOURAL HEALTH, 2023, 31
  • [2] Bank performance during the COVID-19 pandemic: does income diversification help?
    Ho, Tin H.
    Nguyen, Dat T.
    Luu, Thu B.
    Le, Tu D. Q.
    Ngo, Thanh D.
    [J]. JOURNAL OF APPLIED ECONOMICS, 2023, 26 (01)
  • [3] Bank liquidity hoarding during the COVID-19 pandemic
    Tran, Dung Viet
    Bui, Dien Giau
    Nguyen, Cuong
    Hoang, Huy Viet
    [J]. FINANCE RESEARCH LETTERS, 2023, 55
  • [4] The Effect of Covid-19 Pandemic on the Adoption of Internet Banking in Indonesia: Islamic Bank and Conventional Bank
    Sudarsono, Heri
    Nugrohowati, Rindang Nuri Isnaini
    Tumewang, Yunice Karina
    [J]. JOURNAL OF ASIAN FINANCE ECONOMICS AND BUSINESS, 2020, 7 (11): : 789 - 800
  • [5] Rapid adoption of resilience strategies during the COVID-19 pandemic
    LeCraw, Florence R.
    [J]. JOURNAL OF PATIENT SAFETY AND RISK MANAGEMENT, 2020, 25 (04): : 163 - 166
  • [6] Telemedicine Adoption during the COVID-19 Pandemic: Gaps and Inequalities
    Luo, Jake
    Tong, Ling
    Crotty, Bradley H.
    Somai, Melek
    Taylor, Bradley
    Osinski, Kristen
    George, Ben
    [J]. APPLIED CLINICAL INFORMATICS, 2021, 12 (04): : 836 - 844
  • [7] TELEHEALTH ADOPTION AMONG ENDOCRINOLOGISTS DURING THE COVID-19 PANDEMIC
    Madduri, Sujay
    Chowdhary, Raju
    Reddy, S. Sethu
    [J]. ENDOCRINE PRACTICE, 2020, 26 (08) : 846 - 856
  • [8] Technology adoption and COVID-19 pandemic
    Yuan, Xiaojun
    Wu, Dan
    Gayle, DeeDee Bennett
    [J]. Data and Information Management, 2022, 6 (02)
  • [9] Food Bank Operations during the COVID-19 Pandemic in Germany
    Simmet, Anja
    Stroebele-Benschop, Nanette
    [J]. JOURNAL OF HUNGER & ENVIRONMENTAL NUTRITION, 2023, 18 (03) : 356 - 371
  • [10] Management of a Portuguese Blood Bank During the COVID-19 Pandemic
    Leao, Diana Carneiro
    Delgado, Beatriz
    Mendes-Da-Silva, Alexandre
    Sousa, Marcos
    Vaz, Claudia
    Lopes, Manuela
    Koch, M. Carmo
    [J]. ACTA MEDICA PORTUGUESA, 2021, 34 (10): : 713 - 715
12345