The Reflect on the Effect of Subprime Mortgage Crisis on Chinese Realty Financial Regulation

The outbreak of the sub prime mortgage crisis in the United States draw attention to the issue of financial supervision and management thinking again, How to make financial regulatory services for the financial innovation and how the regulatory and risk management to reduce the occurrence of financial crisis are long-term problems. In this paper, sub-loan crisis in the United States is the starting point for thinking and summing up the issue of financial regulation, Through the analysis of sub-loan crisis, Contact the actual situation of China's real estate finance industry, China's real estate finance industry Enlightenment is raised, That is conducive to China's real estate finance industry to improve the monitoring mechanism, and promote the development of the financial sector.