THE NATIONAL FLOOD INSURANCE PROGRAM: IS IT FINANCIALLY SOUND?

被引：2

作者：

Dinan, Terry ^{[1
]}

Beider, Perry ^{[1
]}

Wylie, David ^{[1
]}

机构：

[1] US Congress Budget Off, Washington, DC 20515 USA

来源：

RISK MANAGEMENT AND INSURANCE REVIEW | 2019年 / 22卷 / 01期

关键词：

D O I：

10.1111/rmir.12116

中图分类号：

F8 [财政、金融];

学科分类号：

0202 ;

摘要：

This article uses data provided by the Federal Emergency Management Agency, which implements the NFIP, to estimate the difference between annual premiums and expected costs associated for the program as a whole and for inland and coastal regions. In addition, we examine the role of discounts, cross-subsidies, and FEMA's method of setting what it considers to be full-risk rates in explaining the outcomes that we observe.

引用

页码：15 / 38

页数：24

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