At present, China's culture industry accounted for the proportion of China's GDP is far less than in the developed countries level. It has a broad developing space. And our country culture industry has developed rapidly in recent years, the net output growth increasing year by year. But at the same time of rapid development has also exposed some disadvantages, these disadvantages limit the cultural industry development in our country. Also makes the national government, culture enterprises and the insurance industry take active measures to solve these problems, by absorbing foreign cultural-industry insurance experience and achievements. The risk that is difficult to control, no corresponding measures and the difficult financing are big problem among the cultural industry development problems, but these problems can be addressed by cultural industry insurance. In this paper, based on the above analysis of these problems and solutions, some suggestions and comments were given.
