The Influence of Foreign Strategic Investors on the Risk Management of Chinese Commercial Banks

To study the effect of the Chinese commercial banks' introduction of overseas strategic investors and put advice on introducing foreign investment was the topic of the text. The improvement of internationalization has promoted the rapid development of the banking industry, and the banking industry is faced with the increasingly fierce market competition from home and abroad. Many commercial banks have begun to introduce overseas strategic investors, but the outcome of the introduction was unknown because many strategic investors began selling shares to obtain huge returns after the restricted sales period. So it is important to be aware of the effect of the introduction. In this text, the China Construction Bank's (CCB) introduction of the Bank of America (BOA) was put as an example, and after analyzing the influence of the BOA's equity holdings behavior to the CCB in risk management, some suggestions were put forward to improve the effect the introduction of strategic investors.