The role of bundling in promoting sustainability of health insurance: evidence from Pakistan

被引：3

作者：

Hussain, Sadia ^{[1
]}

Ahmed, Hamna ^{[2
]}

机构：

[1] Lahore Sch Econ, CREB, Intersect Main Blvd,Phase 6 DHA,Burki Rd, Lahore, Pakistan

[2] Lahore Sch Econ, Intersect Main Blvd,Phase 6 DHA,Burki Rd, Lahore, Pakistan

来源：

GENEVA PAPERS ON RISK AND INSURANCE-ISSUES AND PRACTICE | 2019年 / 44卷 / 03期

基金：

美国国家科学基金会;

关键词：

Health microinsurance; Microcredit; Client retention; Pakistan; ADVERSE SELECTION; PRICE SENSITIVITY; MICROINSURANCE; CREDIT; DECISIONS; IMPACT; INDIA; UNITS; RISK; CARE;

D O I：

10.1057/s41288-019-00129-7

中图分类号：

F8 [财政、金融];

学科分类号：

0202 ;

摘要：

This paper extends current literature on the impact of health microinsurance in emerging markets. Using a difference-in-differences approach, we explore the causal impact on client retention of bundling health insurance with microfinance in the context of a large-scale microfinance institution in Pakistan. We find that the programme has a significant and positive impact on client retention. Further, we find that this impact is sensitive to the age composition of the client base, with an average rate of retention higher among younger than older clients.

引用

页码：503 / 526

页数：24

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