Credit information, consolidation and credit market performance: Bank-level evidence from developing countries

被引：19
|
作者：
Fosu, Samuel [1 ]
机构：
[1] Wolverhampton Univ, Sch Business, Dept Finance Accounting & Business, Wolverhampton WD1 1AD, W Midlands, England
来源：
INTERNATIONAL REVIEW OF FINANCIAL ANALYSIS | 2014年 / 32卷
关键词：
Information sharing; Banking market concentration; Bank lending; Governance; INSTRUMENTAL-VARIABLE ESTIMATION; PANEL-DATA; COMPETITION; OWNERSHIP; GROWTH; LENDERS; AFRICA; ACCESS; GMM;
D O I：
10.1016/j.irfa.2014.01.002
中图分类号：
F8 [财政、金融];
学科分类号：
0202 ;
摘要：
Paying particular attention to the degree of banking market concentration in developing countries, this paper examines the effect of credit information sharing on bank lending. Using bank-level data from African countries over the period 2004 to 2009 and a dynamic two-step system generalised method of moments (GMM) estimation, it is found that credit information sharing increases bank lending. The degree of banking market concentration moderates the effect of credit information sharing on bank lending. The results are robust to controlling for possible interactions between credit information sharing and governance. (C) 2014 Elsevier Inc. All rights reserved.
引用
收藏
页码：23 / 36
页数：14
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