Health insurance: The tradeoff between risk pooling and moral hazard

被引：109
|
作者：
Manning, WG [1 ]
Marquis, MS [1 ]
机构：
[1] RAND CORP,WASHINGTON,DC 20005
来源：
JOURNAL OF HEALTH ECONOMICS | 1996年 / 15卷 / 05期
关键词：
insurance; moral hazard; second-best pricing; demand for health care;
D O I：
10.1016/S0167-6296(96)00497-3
中图分类号：
F [经济];
学科分类号：
02 ;
摘要：
Choosing optimal health insurance coverage involves a trade-off between the gain from risk reduction and the deadweight loss from moral hazard. This paper examines this trade-off empirically by estimating both the demand for health insurance and the demand for health services. It relies on data from a randomized controlled trial of cost-sharing's effects on the use of health services and on the health status for a general, non-elderly population.
引用
收藏
页码：609 / 639
页数：31
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