FACTORS INFLUENCING THE ADOPTION OF ISLAMIC HOME FINANCING IN MALAYSIA

被引:0
|
作者
Bassir, Nur Fadhli [1 ]
Zakaria, Zarina [2 ]
Abu Hasan, Haslida [3 ]
机构
[1] Univ Malaya, Fac Business & Accountancy, Kuala Lumpur 50603, Malaysia
[2] Univ Malaya, Fac Business & Accountancy, Dept Financial Accounting & Auditing, Kuala Lumpur 50603, Malaysia
[3] Univ Malaya, Fac Business & Accountancy, Dept Accounting, Kuala Lumpur 50603, Malaysia
来源
关键词
Islamic banking; developing countries; Malaysia; BANK;
D O I
暂无
中图分类号
F [经济];
学科分类号
02 ;
摘要
This study considers factors influencing the adoption Islamic home financing in Malaysia. By exploring the costumers' perceptions towards Islamic home financing as the selection criteria, this study identifies a demographic profile of the Islamic home financing customers and their adoption profile. Several independent variables namely religiosity, price or cost, brand or reputation and level of awareness have been used in exploring their effects on adoption. From 143 responses, the findings indicate that Islamic home financing adoption is determined by high religiosity combined with brand/reputation of the financial institutions, cost of financing and high level of knowledge and awareness among Muslims. Of these, religiosity and cost of financing appear to be the strongest determinant for adoption of Islamic home financing in Malaysia.
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页码:155 / 174
页数:20
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