ROMANIAN SMES UNDER LENS: MULTIFACETED INSTRUMENTS FOR DEVELOPING THE INTELLECTUAL AND FINANCIAL CAPITAL

The paper aims to approach the legal, governmental and institutional instruments - with a special emphasis on the national undertakings congruent with the European policies and programmes - which are oriented towards the multifaceted development of Romanian small and medium-sized enterprises (SMEs). The focus is set on the extant catalyzers (i.e., specific national laws, governmental programmes, institutional initiatives, etc.) meant to provide SMEs with consistent support for the enhancement of different types of capital, ranging from the intellectual capital dimensions (human, structural and relational) to varied forms and sources of financial capital. The main underlying premise for the advancement of this theoretical approach resides in the fact that a bigger picture would assist SMEs entrepreneurs and managers in exploring and deciding on the most suitable solutions for the lack of multifold resources.