Competition in the Dutch consumer credit market

被引：23

作者：

Toolsema, LA ^{[1
]}

机构：

[1] Univ Groningen, Dept Econ, NL-9700 AV Groningen, Netherlands

来源：

JOURNAL OF BANKING & FINANCE | 2002年 / 26卷 / 11期

关键词：

banking; market power; consumer credit;

D O I：

10.1016/S0378-4266(02)00206-6

中图分类号：

F8 [财政、金融];

学科分类号：

0202 ;

摘要：

This paper considers the degree of competitiveness of the Dutch consumer credit market. We use the well-known Bresnahan-Lau method that estimates a structural model consisting of a demand relation and a supply relation, based on aggregate data. The level of competition is derived from the estimated conjectural variation elasticity. Our empirical results show that there is no evidence of market power. (C) 2002 Elsevier Science B.V. All rights reserved.

引用

页码：2215 / 2229

页数：15

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