Study on the internal FTP system of commercial banks based on interest rate marketization

With interest rate marketization, scientifically establishing the internal FTP system is highly important for commercial banks to improve their governance. Considering that finance market in China is poorly developed and that the internal management level in commercial banks is comparatively low, we adopt single-pool average cost method on the basis of the market interest rate type. With this method, we design the internal FTP system of commercial banks, which especially considers the impact of interest rate marketization on performance of commercial banks, the external market condition, and. business strategy orientation. The research results are significant for future research, and helpful for the commercial banks managers to improve management level.