Effects of social demographic attributes, knowledge about credit cards and perceived lifestyle outcomes on credit card usage

被引:21
|
作者
Wickramasinghe, Vathsala [1 ]
Gurugamage, Anurudh [2 ]
机构
[1] Univ Moratuwa, Fac Engn, Dept Management Technol, Moratuwa 10400, Sri Lanka
[2] Air Force Headquarters, Sri Lanka Air Force, Colombo, Sri Lanka
关键词
Attitudes towards credit cards; credit cards; credit card usage practices; knowledge about credit cards; COLLEGE-STUDENTS; CONSUMERS; BEHAVIOR; INCOME;
D O I
10.1111/j.1470-6431.2010.00993.x
中图分类号
F [经济];
学科分类号
02 ;
摘要
The aim of this paper is to identify and assess the effects of credit card users' demographic and socio-economic characteristics, knowledge about credit cards, and perceived lifestyle outcomes of the credit card usage on credit card usage practices. A sample of 177 individuals in Sri Lanka who possess Visa, MasterCard or American Express credit cards responded to the survey. The hypothesized relationships were examined by means of path analysis. The findings offer implications for research and practice.
引用
收藏
页码:80 / 89
页数:10
相关论文
共 19 条
  • [1] Consumers' use of credit cards: Store credit card usage as an alternative payment and financing medium
    Lee, J
    Kwon, KN
    [J]. JOURNAL OF CONSUMER AFFAIRS, 2002, 36 (02) : 239 - 262
  • [2] The relationship between credit card attributes and the demographic characteristics of card users in China
    Gan, Christopher E. C.
    Cohen, David A.
    Hu, Baiding
    Minh Chau Tran
    Dong, Weikang
    Wang, Annie
    [J]. INTERNATIONAL JOURNAL OF BANK MARKETING, 2016, 34 (07) : 966 - 984
  • [3] SOCIAL CLASS AND COMMERCIAL BANK CREDIT CARD USAGE
    MATHEWS, HL
    SLOCUM, JW
    [J]. JOURNAL OF MARKETING, 1969, 33 (01): : 71 - 78
  • [4] Moderating role of perceived risk in credit card usage and experience link
    Chahal, Hardeep
    Sahi, Gurjeet Kaur
    Rani, Anu
    [J]. JOURNAL OF INDIAN BUSINESS RESEARCH, 2014, 6 (04) : 286 - 308
  • [5] Effects of credit card usage on young Brazilians' compulsive buying
    Veludo-de-Oliveira, Tania Modesto
    Falciano, Marcelo Augusto
    Boas Perito, Renato Villas
    [J]. YOUNG CONSUMERS, 2014, 15 (02): : 111 - 124
  • [6] Effects of gender on credit card usage among university students in Turkey
    Ucal, Meltem
    O'Neil, Mary Lou
    Cankaya, Serkan
    [J]. AFRICAN JOURNAL OF BUSINESS MANAGEMENT, 2011, 5 (22): : 9023 - 9030
  • [7] The Impact of Economic Literacy and Attitude Toward Credit Card Usage on Rational Use of Credit Cards: The Case of Dumlupinar University Tavsanli Vocational College
    Unal, Seyfettin
    Duger, Yavuz Selim
    Soylemez, Cevat
    [J]. ESKISEHIR OSMANGAZI UNIVERSITESI IIBF DERGISI-ESKISEHIR OSMANGAZI UNIVERSITY JOURNAL OF ECONOMICS AND ADMINISTRATIVE SCIENCES, 2015, 10 (01): : 31 - 52
  • [8] The moderating role of perceived social risk in bank credit card referral programs
    Song, Chanho
    Wang, Tuo
    Lee, Hyunjung
    Hu, Michael Y.
    [J]. INTERNATIONAL JOURNAL OF BANK MARKETING, 2020, 38 (07) : 1601 - 1616
  • [9] Effects of Money Attitudes and Credit Card Usage on Young Malaysians' Compulsive Buying
    Ariffin, Shaizatulaqma Kamalul
    Richardson, Christopher
    Wahid, Nabsiah Abdul
    Yusoff, Yusliza Mohd
    [J]. INNOVATION MANAGEMENT AND EDUCATION EXCELLENCE THROUGH VISION 2020, VOLS I -XI, 2018, : 96 - 109
  • [10] Credit card knowledge, social motivation, and credit card misuse among college students Examining the information-motivation-behavioral skills model
    Limbu, Yam B.
    [J]. INTERNATIONAL JOURNAL OF BANK MARKETING, 2017, 35 (05) : 842 - 856