Policy Case Study: Impact of the Policy Changes on the Housing Loan Market

被引：0
|
作者：
Sicakova-Beblava, Emilia [1 ]
Beblavy, Miroslav [1 ]
机构：
[1] Comenius Univ, Fac Social & Econ Sci, Bratislava, Slovakia
来源：
PROCEEDINGS OF THE 20TH INTERNATIONAL CONFERENCE ON CURRENT TRENDS IN PUBLIC SECTOR RESEARCH | 2016年 / 20卷
关键词：
bank; consumer; interest rates; policy changes; MORTGAGE MARKET;
D O I：
暂无
中图分类号：
C93 [管理学]; D035 [国家行政管理]; D523 [行政管理]; D63 [国家行政管理];
学科分类号：
12 ; 1201 ; 1202 ; 120202 ; 1204 ; 120401 ;
摘要：
The article analyses the impact of the state regulation on a housing loan market in Slovakia in the period of 2010 till 2015. This issue is explored by the case study that enables a holistic view of the influence of three factors (policies) in one area and comparing the situation prior to and after the policy changes. The research showed that increase in competition in the market for refinancing of housing loans went hand in hand with significant decrease in the interest rate charged beyond what can be explained by other market factors. From policy perspective it indicates the need for evaluation of the policy impact and for the continuing policy changes to reach required impact in the field of multiple actors and multiple factors.
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页码：193 / 200
页数：8
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