Price and control elasticities of demand for savings

被引：12
|
作者：
Karlan, Dean [1 ]
Zinman, Jonathan [2 ]
机构：
[1] Yale Univ, MIT, NBER, Jameel Poverty Act Lab,Innovat Poverty Act, New Haven, CT 06520 USA
[2] Dartmouth Coll, MIT, NBER, Jameel Poverty Act Lab,Innovat Poverty Act, Hanover, NH 03755 USA
来源：
JOURNAL OF DEVELOPMENT ECONOMICS | 2018年 / 130卷
基金：
美国国家科学基金会;
关键词：
INDIVIDUAL DEVELOPMENT ACCOUNTS; FIELD EXPERIMENT; INTERTEMPORAL SUBSTITUTION; POOR; BANGLADESH; BANKING; KENYA;
D O I：
10.1016/j.jdeveco.2017.10.004
中图分类号：
F [经济];
学科分类号：
02 ;
摘要：
A Philippine bank tested sensitivity to interest rates and account ownership requirements in 10,000 randomized door-to-door solicitations for a commitment savings account. Take-up is substantial (23%), but price elasticity of saving in this account is not significantly different from zero in either the full sample or sub-groups of plausibly marginal savers. The upper bound is less than 0.5 in the full sample, and exceeds 1.0 in only 1 of 22 sub-groups. Nor do we find sensitivity to ownership requirements.
引用
收藏
页码：145 / 159
页数：15
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