The Impact of Financial Literacy on Rural Household Self-Employment: The Mediating Role of Financial Ability

被引：4
|
作者：
Chang, Dongni [1 ]
Chen, Wanming [1 ]
Tai, Xiujun [2 ]
Si, Yanwu [3 ]
机构：
[1] Nanjing Univ Aeronaut & Astronaut, Coll Econ & Management, Nanjing, Jiangsu, Peoples R China
[2] Shanxi Normal Univ, Coll Econ & Management, Linfen, Shanxi, Peoples R China
[3] Zhejiang Univ Finance & Econ, Sch Publ Finance & Taxat, Hangzhou 310018, Zhejiang, Peoples R China
来源：
EMERGING MARKETS FINANCE AND TRADE | 2022年 / 58卷 / 11期
关键词：
Rural household self-employment; financial literacy; asset proliferation ability; financial ability; relative poverty;
D O I：
10.1080/1540496X.2022.2043152
中图分类号：
F [经济];
学科分类号：
02 ;
摘要：
Focusing on rural household self-employment, this paper analyzes the relation between financial literacy and self-employment in China. More importantly, it tests the mediating role of farmers' financial ability regarding asset proliferation and borrowing capacity in this relationship. We draw the following conclusions. First, financial literacy has a significant positive impact on the self-employment of poor rural households. Second, financial ability plays an intermediary role in the relation between financial literacy and self-employment. Third, the borrowing ability of rural households has a strong intermediary effect on the relation between objective financial literacy and self-employment.
引用
收藏
页码：3297 / 3308
页数：12
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