Self-Leadership, Financial Self-Efficacy, and Student Loan Debt

被引：8

作者：

Festa, Mackenzie M. ^{[1
]}

Knotts, Kevin G. ^{[2
]}

机构：

[1] Univ Wyoming, Coll Business, Dept Accounting & Finance, 1000 East Univ Ave, Laramie, WY 82071 USA

[2] Marshall Univ, Lewis Coll Business, Brad D Smith Sch Business, Dept Management & Hlth Care Adm, 1 John Marshall Dr, Huntington, WV 25755 USA

来源：

JOURNAL OF FINANCIAL COUNSELING AND PLANNING | 2021年 / 32卷 / 02期

关键词：

credit card debt; financial behavior; financial self-efficacy; self-leadership; student loan debt; COLLEGE-STUDENTS; BEHAVIOR; IMPACT; EXTENSION;

D O I：

10.1891/JFCP-18-00054

中图分类号：

F [经济];

学科分类号：

02 ;

摘要：

Self-leadership examines how individuals can motivate themselves through behavior focused strategies, constructive thought patterns, and natural reward strategies. This study examined the potential influence of self-leadership on financial self-efficacy, credit card debt, and student loan debt among college students. Data were collected from a survey of 197 graduate and undergraduate students at a major Midwestern university. The findings suggest students higher in self-leadership tend to have lower student loan debt. Additionally, financial self-efficacy and credit card debt mediate the relationship between self-leadership and student loan debt. The results have implications for the role self-leadership plays in credit card debt, financial self-efficacy, and student loan debt.

引用

页码：242 / 251

页数：10

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