Ethnic minorities' access to mortgages in the UK: The undesirable impact of the Great Financial Crisis

被引：1

作者：

Deku, Solomon Y. ^{[1
]}

Kara, Alper ^{[2
]}

Smith, Kay ^{[2
]}

Xia, Mengxue ^{[3
]}

机构：

[1] Nottingham Trent Univ, Nottingham Business Sch, Nottingham, England

[2] Univ Huddersfield, Huddersfield Business Sch, Huddersfield HD1 3DH, W Yorkshire, England

[3] IBM Solut & Serv Co, Shenzhen, Peoples R China

来源：

FINANCE RESEARCH LETTERS | 2022年 / 45卷

关键词：

Mortgage; Ethnic Minorities; Financial exclusion; UK; BAME; PROPENSITY SCORE; CONSUMER-CREDIT; DISCRIMINATION; BOSTON;

D O I：

10.1016/j.frl.2021.102183

中图分类号：

F8 [财政、金融];

学科分类号：

0202 ;

摘要：

We examine whether households from ethnic minorities have the same ability to access mortgages in the UK in the period after the Great Financial Crisis (GFC) of 2007-2009. Using a large sample of 20,120 households, we find that Black households are less likely to obtain mortgages in comparison to economically similar White households. Comparing our results to previous studies' findings, we argue that Black households' inability to access mortgages have deteriorated further in the post-GFC period.

引用

页数：8

共 16 条

[1] Ethnic Minorities Have Equal Access to Bariatric Surgery in the UK and Ireland
Old, Oliver J.
Egan, Richard J.
Norton, Sally A.
Morgan, Justin D. T.
[J]. OBESITY SURGERY, 2013, 23 (05) : 727 - 729
[2] Ethnic Minorities Have Equal Access to Bariatric Surgery in the UK and Ireland
Oliver J. Old
Richard J. Egan
Sally A. Norton
Justin D. T. Morgan
[J]. Obesity Surgery, 2013, 23 : 727 - 729
[3] Who saw it coming? The UK's great financial crisis
Hindmoor, Andrew
McConnell, Allan
[J]. JOURNAL OF PUBLIC POLICY, 2015, 35 (01) : 63 - 96
[4] Impact of geographic location on access to liver transplantation among ethnic minorities
Kemmer, Nyingi
Safdar, Kamran
Kaiser, Tiffany
Zacharias, Victoria
Neff, Guy W.
[J]. TRANSPLANTATION, 2008, 85 (02) : 166 - 170
[5] Access to bank finance for UK SMEs in the wake of the recent financial crisis
Cowling, Marc
Liu, Weixi
Zhang, Ning
[J]. INTERNATIONAL JOURNAL OF ENTREPRENEURIAL BEHAVIOUR & RESEARCH, 2016, 22 (06) : 903 - 932
[6] Inflation targeting and financial conditions: UK monetary policy during the great moderation and financial crisis
Zhu, Sheng
Kavanagh, Ella
O'Sullivan, Niall
[J]. JOURNAL OF FINANCIAL STABILITY, 2021, 53
[7] SMEs and access to bank credit: Evidence on the regional propagation of the financial crisis in the UK
Degryse, Hans
Matthews, Kent
Zhao, Tianshu
[J]. JOURNAL OF FINANCIAL STABILITY, 2018, 38 : 53 - 70
[8] Migrants' access to primary health care in Portugal: the impact of the financial crisis
Dias, S.
Gama, A.
Roxo, L.
Simoes, J.
Pita Barros, P.
Fronteira, I.
[J]. EUROPEAN JOURNAL OF PUBLIC HEALTH, 2018, 28 : 108 - 109
[9] Smoothed or not smoothed: The impact of the 2008 global financial crisis on dividend stability in the UK
Kilincarslan, Erhan
[J]. FINANCE RESEARCH LETTERS, 2021, 38
[10] Impact of Financial Crisis on the Stability Banking Sectors in the Czech Republic and Great Britain
Cernohorska, Libena
[J]. 4TH WORLD CONFERENCE ON BUSINESS, ECONOMICS AND MANAGEMENT (WCBEM-2015), 2015, 26 : 234 - 241

← 1 2 →