Analysis on Financing Difficulty of Chinese SMEs and Countermeasures Concerned: From the Perspective of Supply Chain Finance

Small and medium-sized enterprises (SMEs), an essential part in China's economic society, are faced with great financing difficulty in development. By analyzing financing source of SMEs in this paper, it is believed that the reason for their financing difficulty is ascribed to the weakness in profits accumulation and shortage of external financing channel. On that basis, this paper puts forward a new financing channel-supply chain finance, and then lists three supply chain finance modes-confirming storage financing, accounts receivable financing and FTW(finance-transportation and warehouse) financing based on characteristics of supply chain finance, so as to offer some guidance and reference for solving financing problem of Chinese SMEs.