Proposed Islamic Educational Loan-Backed Securities for Quality Life of University Graduates in Malaysia

被引：6

作者：

Ali, R. ^{[1
]}

Ismail, S. ^{[1
]}

Bakri, M. H. ^{[2
]}

机构：

[1] Univ Teknol Mara, Fac Business Management, Shah Alam 40100, Malaysia

[2] Univ Teknikal Malaysia Melaka, Fac Technol Management & Technopreneurship, Durian Tunggal 76100, Malaysia

来源：

ACE-BS 2015 TEHRAN: 6TH ASIAN CONFERENCE ON ENVIRONMENT-BEHAVIOUR STUDIES | 2015年 / 201卷

关键词：

Securitization; educational loans; public projects; urban environment;

D O I：

10.1016/j.sbspro.2015.08.134

中图分类号：

C [社会科学总论];

学科分类号：

03 ; 0303 ;

摘要：

This research investigates a structure for student loans' securitization, identifies the potential of the asset backed securitization processes and proposed an Islamic framework of securitization. The findings of the study are expected to benefit the university students for cheaper cost of funding their studies and upon graduation they will be able to repay their monthly subsidized educational loans that may improve their quality life as young employees. Likewise, the Malaysian government will benefit for its continuous source of education funding without scarifying its limited funds for public projects that reflects the life of the urban environment among Malaysian university graduates. (C) 2015 The Authors. Published by Elsevier Ltd.

引用

页码：85 / 92

页数：8

共 18 条

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Ismail, Shafinar
Bakri, Mohammed Hariri
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[9] Food Insecurity, Quality of Life, and Diet Optimization of Low Income University Students in Selangor, Malaysia
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