Evaluation of Physical Performance of Merged Banks: A Study of Selected Merged Public Sector Banks in India

The study attempts to examine the impact of merger on physical performance of selected public sector banks India. For this purpose, the researcher selected physical parameters like Deposits, Advances, Business, Number of Branches and Number of Employees and Profit. Total three merged banks were selected for the study. The required data have been collected from CMIE data base, Moneycontrol.com , Capitaline data, annual reports of all select banks, and published articles, journals and websites. To examine the merger impact, a period five years before the merger and five years after the merger is considered. T-test is conducted to test for equality of means before and after the merger of bank's selected physical indicators. The study reveals that, the physical performance of all the banks is improved after the merger in terms of increase in advances, deposits, business, number of branches and number of employees. Hence it is concluded that there is a significance difference between physical performance of merged banks pre and post-merger period. Further the researcher made an attempt know the direction of change and relationship among physical parameters of the banks. For this purpose the researcher used ANOVA and Multiple correlations methods. The shows that, all select banks are positively correlated in physical performance.