Determinants of Net Interest Margins of Commercial Banks in Kenya: A Panel Study

被引：38

作者：

Tarus, Daniel K. ^{[1
]}

Yonas, B. Chekol ^{[2
]}

Mutwol, Milcah ^{[3
]}

机构：

[1] Moi Univ, Dept Accounting & Finance, POB 3900, Eldoret, Kenya

[2] Moi Univ, Sch Business & Econ, Eldoret, Kenya

[3] Moi Univ, Dept Finance, Eldoret, Kenya

来源：

2ND ANNUAL INTERNATIONAL CONFERENCE ON ACCOUNTING AND FINANCE (AF 2012) AND QUALITATIVE AND QUANTITATIVE ECONOMICS RESEARCH (QQE 2012) | 2012年 / 2卷

关键词：

Determinants; Net Interest Margin; Commercial Banks; Kenya;

D O I：

10.1016/S2212-5671(12)00080-9

中图分类号：

F8 [财政、金融];

学科分类号：

0202 ;

摘要：

This study investigates the determinants of net interest margin of commercial banks in Kenya using secondary data. We apply pooled and fixed effects regression to a panel of 44 Kenyan banks that covers the period 2000-2009. The estimation results show that operating expenses and credit risk has a positive and significant effect on net interest margin of the commercial banks in Kenya. The paper also finds that the higher the inflation, the wider the net interest margin, while growth and market concentration a have negative effect on net interest margin. (C) 2012 The Authors. Published by Elsevier Ltd. Selection and/or peer-review under responsibility of Global Science and Technology Forum

引用

页码：199 / 208

页数：10

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