Impact of Financial Pyramids on Well-being of the Russian Society

被引:1
|
作者
Elmira, Kashapova [1 ]
Tatyana, Filippova [1 ]
Svetlana, Nikitina [1 ]
机构
[1] Natl Res Tomsk Polytech Univ, Lenin Ave 30, Tomsk 634050, Russia
关键词
Wellbeing; financial pyramid; financial institutions; technology for generating confidence; instruments; e-government; INDIVIDUALS; SCHEMES;
D O I
10.15405/epsbs.2017.01.37
中图分类号
B84 [心理学]; C [社会科学总论]; Q98 [人类学];
学科分类号
03 ; 0303 ; 030303 ; 04 ; 0402 ;
摘要
The article considers the impact of financial pyramids on a man's well-being in terms of the key domains: financial situation, social environment, education, employment, and health. The authors determinate the financial pyramid as a scheme of interaction of the organizer and participants. In a financial pyramid participants' contributions are not a source of investments and it is redistributed between them. It is important to understand that the participants of a financial pyramid are able to lose contributions. The major negative effects of financial pyramids on socio-economical and psychological wellbeing of a man and society in Russia were revealed. We detected their effect on: 1) a financial situation, i.e. financial losses of participants of financial pyramids; 2) man's psycho-emotional state; 3) decision-making of various social groups, i.e. intensification of their cognitive distortions. An instrument of social and economic policies of Russia aimed at mitigating negative effects of financial pyramids was suggested and described. The instrument will enable to enhance confidence of population in financial institutions and their services. (C) 2017 Published by Future Academy www.FutureAcademy.org.uk
引用
收藏
页码:270 / 275
页数:6
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