The Patient Protection and Affordable Care Act and the Regulation of the Health Insurance Industry

被引：2

作者：

Jha, Saurabh ^{[1
]}

Baker, Tom ^{[2
]}

机构：

[1] Univ Penn, Dept Radiol, Philadelphia, PA 19104 USA

[2] Univ Penn, Sch Law, Philadelphia, PA 19104 USA

来源：

JOURNAL OF THE AMERICAN COLLEGE OF RADIOLOGY | 2012年 / 9卷 / 12期

关键词：

Patient Protection and Affordable Care Act; community rating; risk classification; adverse selection; risk classification by design; risk-based redistribution; medical loss ratios; health insurance exchanges; essential medical benefits; subsidies and mandates; RISK; SELECTION; REFORM; WILL;

D O I：

10.1016/j.jacr.2012.09.008

中图分类号：

R8 [特种医学]; R445 [影像诊断学];

学科分类号：

1002 ; 100207 ; 1009 ;

摘要：

The Patient Protection and Affordable Care Act is a comprehensive and multipronged reform of the US health care system. The legislation makes incremental changes to Medicare, Medicaid, and the market for employer-sponsored health insurance. However, it makes substantial changes to the market for individual and small-group health insurance. The purpose of this article is to introduce the key regulatory reforms in the market for individual and small-group health insurance and explain how these reforms tackle adverse selection and risk classification and improve access to health care for the hitherto uninsured or underinsured population.

引用

页码：871 / 876

页数：6

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