Inspirations from US Subprime Lending Crisis to Credit Risk Management of Chinese Commercial Banks

被引:0
|
作者
Zhang, Bi [1 ]
机构
[1] Beijing Jiaotong Univ, Dept Econ, Beijing, Peoples R China
关键词
subprime lending crisis; credit risk management;
D O I
10.1109/SOLI.2008.4686440
中图分类号
TM [电工技术]; TN [电子技术、通信技术];
学科分类号
0808 ; 0809 ;
摘要
Under analyzing the causes and impacts of U.S. subprime lending crisis, the article pointed (hat it brings some inspirations for strengthening credit risk management of Chinese banking industry. Especially, the article explores the impact of credit risk measurement and ways to address the challenges going forward. On this foundation, taking a look into the very basics of credit risk management process, we can identify the key priority areas and challenges in the credit risk arena and how a solution can be designed to tackle this.
引用
收藏
页码:465 / 470
页数:6
相关论文
共 50 条
  • [1] Impact of credit risk management on provisioning expectations: Evidence from US banks during the subprime crisis
    Cousin, Jean-Gabriel
    Dereeper, Sebastien
    Zoh, Gervais Essama
    [J]. FINANCE RESEARCH LETTERS, 2024, 62
  • [2] Impact of the Subprime Crisis in the Provision of Credit Risk of Major National Banks
    de Toledo Filho, Jorge Ribeiro
    Kroenke, Adriana
    Sothe, Ari
    [J]. RBGN-REVISTA BRASILEIRA DE GESTAO DE NEGOCIOS, 2009, 11 (32): : 248 - 259
  • [3] Economic policy uncertainty, credit risks and banks lending decisions: Evidence from Chinese commercial banks
    Qinwei Chi
    Wenjing Li
    [J]. China Journal of Accounting Research, 2017, (01) : 33 - 50
  • [4] CREDIT RISK MANAGEMENT IN COMMERCIAL BANKS
    Konovalova, N.
    Kristovska, I.
    Kudinska, M.
    [J]. POLISH JOURNAL OF MANAGEMENT STUDIES, 2016, 13 (02): : 90 - 100
  • [5] The professors and the banks: US views on the subprime crisis
    Grahl, John
    [J]. INTERNATIONAL REVIEW OF APPLIED ECONOMICS, 2014, 28 (03) : 382 - 399
  • [6] Research on Credit Risk Appraisement of Chinese Commercial banks
    Jin, Hao
    Shen, Hongli
    [J]. PROCEEDINGS OF 2009 INTERNATIONAL CONFERENCE OF MANAGEMENT ENGINEERING AND INFORMATION TECHNOLOGY, VOLS 1 AND 2, 2009, : 380 - 383
  • [7] Application of the Credit Metrics in the Credit Risk Management of Commercial Banks
    Yu Jiuhong
    Lu Yue
    Wang Zhibo
    [J]. 学术界, 2015, (05) : 297 - 301
  • [8] Impact of the Subprime Crisis on Commercial Banks' Financial Performance
    Fang, Hao
    Lu, Yang-Cheng
    Su, Chi-Wei
    [J]. PANOECONOMICUS, 2013, 60 (05) : 593 - 614
  • [9] The Effect of Lending Structure Concentration on Credit Risk: The Evidence of Vietnamese Commercial Banks
    Thi Thu Diem Le
    Thanh Tung Diep
    [J]. JOURNAL OF ASIAN FINANCE ECONOMICS AND BUSINESS, 2020, 7 (07): : 59 - 72
  • [10] Subprime Credit: The Evolution of a MarketThe Subprime Lending Crisis is Simply the Latest Variation of a Traditional Cycle
    John Silvia
    [J]. Business Economics, 2008, 43 (3) : 14 - 22