The Regional Differences Analysis of Bank Credit support and Economic Growth based on the panel data of HeBei province

In order to avoid the effect of spatial heterogeneity on the relation between bank credit and local economy development, this article have reduced the range of study to HeBei province. This article have set a Variable coefficient individual fixed effect model and used Section weighted estimation based on the panel data from 2000 to 2010 of 11 cities of HeBei province to do the Positive Analysis. The analysis is from two sides: the credit scale and credit quality. The results showed that the different regional credit scale and quality have different contribution to the local economy; credit quality valued more on the contribution to the local economy than credit scale.