Automobile loans: The determinants of borrowing and size of the loan

被引：0
|
作者：
Kim, IS [1 ]
DeVaney, SA [1 ]
机构：
[1] Purdue Univ, W Lafayette, IN 47907 USA
来源：
CONSUMER INTERESTS ANNUAL, VOL 45 | 1999年 / 45卷
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D O I：
暂无
中图分类号：
F [经济];
学科分类号：
02 ;
摘要：
Assuming that borrowing for an automobile was an application of the life cycle hypothesis, the study examined the determinants of automobile loan users. A multivariate regression using data from the 1995 Survey of Consumer Finances showed that younger households, with less education, and those who were married were more likely to borrow for an auto. Size of the loan was positively related to income and education and negatively related to the interest rate.
引用
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页码：137 / 137
页数：1
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